SPARQ might look like a regular debit card, but under the surface, there’s a whole lot more going on.
For starters, you can make free & instant payments across the entire European Union, and just like a regular debit card, SPARQ can be used anywhere that accepts Visa.
But that’s where the similarities end…
The accompanying SPARQ app is a fully-featured personal finance platform that helps you to regain control of your money, taking your savings game to the next level.
Know Your Limits, Then Push Them
SPARQ is built with the Millennial generation in mind: people who have grown up alongside the internet and the smartphone, and are increasingly seeking transparency about where they stand with their finances.
We quickly realized that the old methods of personal money management could do with a little improvement, especially in an age where easy, one-touch purchases are the norm.
To help you take back control of your finances, we’ve created a complete suite of tools that empower you to make data-driven choices, whilst leveraging some clever physiological hacks to gamify the process of saving your hard-earned cash…
How it Works
At the heart of the SPARQ platform is the dashboard. Here you’ll find a unique way of analyzing your monthly finances, helping you to keep on top of your everyday expenses and active subscriptions, whilst moving your balance in a positive direction.
Embark on a Money Saving Quest
We’ve put a great deal of effort into the look and feel of the SPARQ dashboard. Not only does our app look beautiful, it’s designed to gamify the process of saving money:
- Create separate vaults where you’re encouraged to save a predefined amount of money before you reach a deadline.
- Use the limits builder to experiment with the most efficient ways to spend and save your cash.
Introducing 3Q
At the heart of the SPARQ vision is “3Q”, a series of special features that we’re rolling out through 2021 to further enhance your user experience, keeping you motivated and helping you to reach your financial goals:
- Qpoints: Our special in-app currency, using the SPARQpass algorithm. You’ll be awarded Qpoints when you reach certain goals, such as maintaining a daily user streak or winning in-app quizzes and competitions. Eventually, you’ll be able to exchange your Qpoints for a host of special upgrades and increased spending limits.
- Qpons: Later in 2021, we’ll be launching the Qpon loyalty program, where you’ll be able to use your hard-earned Qpoints to pay for real-life services or special discounts at participating destinations.
- Qsystem: Very soon, SPARQ will launch our very own community, where you’ll find tips and tricks to help you manage your money, as well as a comprehensive knowledge base to help you make the most of the platform.
Join us on Our Journey…
The team at SPARQ is committed to helping you achieve financial independence, and we’re excited to have you alongside us for the journey!
Links to download:
Appstore — https://apps.apple.com/lv/app/sparq/id1487955577
Google Play — https://play.google.com/store/apps/details?id=eu.sparq.m
